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Could you save tax by making a Deed of Variation?

Could you save tax by making a Deed of Variation?

by Michele Fensom | Aug 10, 2026 | Inheritance Tax

After someone dies, the beneficiaries may find that the way an estate has been distributed does not reflect their wishes or the family’s circumstances. A Deed of Variation can allow beneficiaries to change how inherited assets are passed on and, in some cases,...
Will your next finance application succeed?

Will your next finance application succeed?

by Michele Fensom | Aug 10, 2026 | Business Support

Many successful businesses eventually reach a point where additional finance is needed. Whether the objective is purchasing equipment, expanding premises, recruiting staff or improving cash flow, access to funding can often determine how quickly a business can grow....
Five practical ways to reduce business energy costs

Five practical ways to reduce business energy costs

by Michele Fensom | Aug 10, 2026 | Business Support

Energy costs remain a significant overhead for many UK businesses. Although wholesale prices have eased from the exceptional highs seen in recent years, uncertainty in global energy markets means prices can still fluctuate sharply. For many small businesses, reducing...
Making the most of the Employment Allowance

Making the most of the Employment Allowance

by Michele Fensom | Aug 6, 2026 | National Insurance

The Employment Allowance can help eligible employers reduce their National Insurance costs by up to £10,500 each tax year. The allowance reduces an employer’s Class 1 National Insurance liability and is applied automatically through payroll once a valid...
Records you should keep after submitting your tax return

Records you should keep after submitting your tax return

by Michele Fensom | Aug 6, 2026 | HMRC notices

After submitting your self-assessment return it is important to keep your records used to prepare the return. HMRC may ask to check your return, so it is important to keep the supporting documents and information used to complete your tax return. There are no specific...
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